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November 11, 2019

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November 4, 2019

From our friends at RMN, Inc.

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First-Time Home Buyers Can Benefit from the MCC

If you bought your first home this year - or are thinking of buying your first home - you need to know about the Mortgage Credit Certificate program!

The Mortgage Credit Certificate (MCC) Program provides first-time home buyers with a tax credit based upon the interest paid each year. Here’s everything you need to know about the MCC and how it can benefit you for years after buying your first home.

Mortgage Credit Certificate Benefits

First-time home buyers who sign up for the MCC program will receive a tax credit of 50% of the interest paid on their mortgage for that year, up to $2,000. The best part? The MCC provides this tax credit for the life of the loan.

This means you could save thousands every year you own your home when you sign up for the Mortgage Credit Certificate.

Mortgage Credit Certificate Requirements

The MCC program was created to be a benefit for first-time home buyers. To qualify for the MCC in Iowa, however, there are a few additional requirements you must meet.

  • Obtain a fixed rate mortgage
  • Meet the federal income limits. Income limits vary by county and the size of your household.
  • Plan to use the home you purchased in Iowa as your primary residence.

You also must satisfy at least one of the following three conditions:

  1. Be a first-time home buyer, defined as a person who has not had an ownership interest in their primary residence in the past 3 years.
  2. Purchase a home in a targeted area.
  3. Be a military veteran with a discharge other than dishonorable who has not previously used a Mortgage Revenue Bond Program.

Work with RMN to Sign up for the MCC

RMN is one of the leading providers of the MCC in the state of Iowa. We have the experience and the expertise to get you signed up for the Mortgage Credit Certificate so you can enjoy savings for years to come.

To learn if you qualify for the Mortgage Credit Certificate or to get signed up, schedule a meeting with one of our loan officers today!

Source: RMN, Inc

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October 28, 2019

Just a reminder......


, Nov. 4, at 2 a.m. 

The annual turning back of the clock by one hour was once posed by Benjamin Franklin as a way to preserve candles that served as the main source of light in the 19th century.  Read more...

Source: www.13WHAM.com

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Your Fall Home Maintenance Checklist

Your Fall Home Maintenance Checklist:

Fall is a good time to take care of big home repair projects before shorter days (and in many areas, ice and snow) make outdoor work too difficult. And if you do live in an area with cold winters, take some time this fall to boost energy efficiency throughout your home, and prevent damage from winter storms with proper tree care (we spoke with an expert to find out what you need to do). Tick these 15 items off your list this season, and you can rest easy knowing that your home and yard are buttoned up and ready for winter.   Read more….. 

Source: Forbes.com



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October 14, 2019

First time OPEN, Sunday, October 20 1:00pm - 3:00pm.

304 Ridge View Drive, Fairfax
Fantastic New Ranch Condos! Quality built & upgrades throughout. New construction made easy with professional design palettes to choose from. Features include Vaulted Great Room w/Gas Fireplace & Stone Surround, Kitchen Pantry & Breakfast Bar, Bay Window Dining Area, Spacious Master Suite w/Trey Ceiling, Walk-in Closet, Dual Vanity Sinks, Oak/Tile Floors, Daylight windows and Large Family Rm. E-Star 3.1 Certified & other Energy/Cost Saving & Green Features.


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October 9, 2019
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Once you’ve submitted a bid on a home - and had it accepted! - the hardest part of buying your new home is done. The process will take just a few weeks and we will help! But what does that mean? Continue reading....click below...

Help from RMN about what to expect when closing on your home!

 

Source: RMN 

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September 30, 2019
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September 23, 2019

LAST WEEKEND FOR THE 2019 Fall Parade of Homes!!

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The Fall Parade of Homes is an annual event the Greater Cedar Rapids Housing & Building Association organizes and produces to provide the public the opportunity to tour new and remodeled homes during the height of the buying, building and remodeling season. If you are looking for a new home or thinking about building or remodeling, the Fall Parade of Homes is the perfect place to start your search. Tour homes in and around the Cedar Rapids metro area to see the latest in new homes and building techniques; as well as the latest in remodeling styles that can make your existing home look new again. The featured homes are in a variety of neighborhoods and a wide range of price points. This is your chance to see the latest advances in home construction and discover what's new in floor plans and home design.

The Fall 2019 Parade of Homes will be held on:

Thursday, September 26th 5:00 to 8:00 p.m. New Homes Only
 
Saturday, September 28th 12:00 to 5:00 p.m. New & Remodeled Homes
Sunday, September 29th 12:00 to 5:00 p.m. New & Remodeled Homes
 
Tickets are $10 each and are available at each parade home, any local Hills Bank branch, and Ferguson Bath, Kitchen & Lighting Gallery. Or you can purchase a ticket at any local Casey's General Store and save $1. Children 12 & under FREE.

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September 17, 2019

Millions of American consumers and businesses choose or invest in energy efficient products, homes, buildings, and industrial plants to lower their utility costs and prevent pollution. To meet this demand, thousands of American businesses offer energy efficient products and services to provide greater value to their customers, boost revenues and profits, promote sustainability, reduce greenhouse emissions, and gain a competitive advantage.

What is energy efficiency?  Simply put, energy efficiency is about using less energy to get the same job done – and in the process, avoiding high energy bills and unnecessary pollution. Many products, homes, commercial buildings, and industrial facilities consume far more energy than needed. For example, energy efficient light bulbs certified by ENERGY STAR use up to 90% less energy than standard bulbs to do the same job: light up a room (and last 15 times longer).

 

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September 13, 2019
GO HAWKS!!! 
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September 9, 2019
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The Fall Parade of Homes is an annual event the Greater Cedar Rapids Housing & Building Association organizes and produces to provide the public the opportunity to tour new and remodeled homes during the height of the buying, building and remodeling season. If you are looking for a new home or thinking about building or remodeling, the Fall Parade of Homes is the perfect place to start your search. Tour homes in and around the Cedar Rapids metro area to see the latest in new homes and building techniques; as well as the latest in remodeling styles that can make your existing home look new again. The featured homes are in a variety of neighborhoods and a wide range of price points. This is your chance to see the latest advances in home construction and discover what's new in floor plans and home design.

The Fall 2019 Parade of Homes will be held on:

Saturday, September 21st 12:00 to 5:00 p.m. New Homes Only
Sunday, September 22nd 12:00 to 5:00 p.m. New Homes Only
Thursday, September 26th 5:00 to 8:00 p.m. New Homes Only
 
Saturday, September 28th 12:00 to 5:00 p.m. New & Remodeled Homes
Sunday, September 29th 12:00 to 5:00 p.m. New & Remodeled Homes
 
Tickets are $10 each and are available at each parade home, any local Hills Bank branch, and Ferguson Bath, Kitchen & Lighting Gallery. Or you can purchase a ticket at any local Casey's General Store and save $1. Children 12 & under FREE.

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August 26, 2019
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Wishing you and your family a safe and happy Labor day!

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August 12, 2019

With the feel of fall in the air, it’s time to think about getting your home ready for colder weather. Much of the routine maintenance that needs to be done this time of year will not only help keep you cozy this winter, it will also save money on your heating bill and protect your biggest investment—your home.


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August 7, 2019
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Take a look at this beauty! Compliments of our sister company Legacy GreenBuilders and Developers Inc!


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July 29, 2019
PUPPY PROOF YOUR HOME!!IMG_20190725_203804872.jpg
Before you bring back an adorable but destructive bundle of energy, take a few precautionary measure to protect your home. 

Source: realtor.com 




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July 22, 2019

Housing development within the United States needs a makeover. Past trends guided by regulations have led to a market saturated with single-family homes, garden apartments and condominiums, with little variety in between.

A recent New York Times article emphasized how zoning regulations have created a dichotomy between single-family detached homes and large multifamily buildings, with single-family development favored across the country.  This has led to supply shortages and issues in affordability.

Read more......


Source: http://nahbnow.com

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July 15, 2019

Should I Sell My House? 

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6 Signs It's Time to Move On

Ten years. That’s the average amount of time a homeowner stays in a house before a sale, according to the National Association of Realtors®.

Think that sounds shockingly short? Or way too long? The fact is, people's reasons for selling their homes are different, as are their time frames.

Still, there are some common reasons—financial and emotional—that lead us to sell our current home and move on to the next one. And you don't always see the reasons coming.

Read more....

Source: Realtor.com

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July 8, 2019
BUILD TO SUIT LOTS AVAILABLE!!
CALL TODAY TO RESERVE YOUR DREAM HOME.
Stonebrook, Mt. Vernon, Iowa 

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June 24, 2019
Wising all of you a Safe and Happy 4th of July!!

Our office will be closed Thursday, July 4th.
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June 17, 2019

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As of 2019, the entire baby boomer generation is now officially at least 55 years old. What do these 75 million consumers in a strong 55+ housing market want in their homes for their ‘golden years’?  According to NAHB’s What Home Buyers Really Want, baby boomers are keenly interested in energy efficiency, but the vast majority (81%) want to invest in durable materials that need to be replaced less frequently as well. Using durable materials in construction can also be a green building strategy, resulting in a lower environmental footprint with less waste and resources needed for upkeep. Their use may qualify for points toward green home certification under the National Green Building Standard (NGBS).


Read more.....

Source: NAHB

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June 10, 2019
Closing On Your Home

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Settlement (or closing) is the process that passes ownership of a property from seller to purchaser. Going to settlement on a new home can be bewildering. Home buyers are usually required to sign a seemingly endless pile of documents, most of which are written in terminology not used outside of the housing industry and that can be complicated to understand.




Source: NAHB

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May 22, 2019
Wishing all of you a Safe and Happy Memorial Weekend!
ousing industry and that can be complicated to understand.

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May 13, 2019
$5000.00 VA Grant available!!
Check out this video!! 



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May 7, 2019

When it comes to the top technology features that consumers want in their homes, the “eyes” have it.
Nearly half of prospective home buyers – 46% – want a security camera in their home, making this the top technology item on the list. Closely behind at the No. 2 slot, 45% of those surveyed desire a video doorbell.
This data comes from NAHB’s recently released report, What Home Buyers Really Want. The report is based on a survey of recent and prospective home buyers (people who bought homes in the previous three years or are planning to do so in the next three years) about the features they want in a home or community. Read more......


Source: NAHB

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April 30, 2019
                                  THIS IS THE LAST WEEKEND FOR THE 
                                           GREATER CEDAR RAPIDS
                                            2019 PARADE OF HOMES
                                    http://cedarrapidshomes.thegazette.com/ 

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April 23, 2019

                             PLEASE JOIN US THIS WEEKEND FOR THE 
                                                 2019 Cedar Rapids 
                                             Spring Parade of Homes

Dates and Times:
Saturday April 27 12:00 to 5:00 p.m. New Homes Only
Sunday April 28 12:00 to 5:00 p.m. New Homes Only
Thursday May 2 5:00 to 8:00 p.m. New Homes Only
Saturday May 4 12:00 to 5:00 p.m. New & Remodeled Homes
Sunday May 5 12:00 to 5:00 p.m. New & Remodeled Homes

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April 19, 2019

Happy Easter ! Mottinger Real Estate Group & Legacy GreenBuilders & Developers.

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April 17, 2019


From our Friends at Residential Mortgage Network:
Working with a Realtor vs FSBO

In the DIY world we live in, more and more people are opting for FSBO (For Sale By Owner). Many people believe that they can save money by not using a Realtor, however that may not be the case! Discover the benefits of working with a Realtor vs FSBO when selling and buying a home.Working with a Realtor vs FSBO When Selling
Realtors are experts at assisting you with your home sale. Because your Realtor is not emotionally attached to your home, they can easily pull comparison sales and help list your house for top dollar. They know the housing market inside and out, and have access to the tools and resources needed to find the most accurate data for you.
Most importantly, your Realtor will market your house at their own expense. This includes holding open houses and ensuring your home is listed on all major selling sites. Realtors also have great suggestions for staging and making your house show as well as possible, especially if you are still living in the home. Last, but definitely not least, they will know if a new house goes on the market, so you can stay in the know about competition in the area.Working with a Realtor vs FSBO When Buying
When you buy a home, the seller pays the Real Estate commission, so deciding not to work with a Realtor will not save you any money in the end. In fact, it could end up costing you more! The seller is going to be looking out for their own best interest. As you enter into one of the largest financial transactions of your life, having a professional looking out for you can make all the difference.
Haven’t found the perfect home yet? Realtors are always up to date on the inventory in their market and will alert you immediately to new homes that are listed. If you aren’t working with a Realtor, you run the risk of your dream home selling before you ever find out about it!Other Benefits of Working with a Realtor vs FSBO
When buying or selling a home, you are entering into contract negotiation. Realtors are licensed to represent you for these negotiations. If you don’t work with a Realtor, then you will need to hire a lawyer. The majority of sellers who work with lawyers find they are not as invested in the transaction as a Realtor would be. In comparison, your Realtor will keep things moving more efficiently and ensure dates are met. Realtors are also generally more available and prepared to discuss your questions and concerns.
Most people will buy and sell a few houses over the course of their lifetime. Realtors help their clients buy and sell all the time. Their base of knowledge and experience is much broader and deeper than the average homebuyer or seller. Having an experienced professional in your corner during this process is key to resolving issues. Your Realtor will help keep your transaction running smoothly and on schedule, no matter what problems may arise along the way!
Like finding the right Realtor, working with the right lender can take the stress out of the home buying experience. Contact Residential Mortgage Network to work with Iowa’s experts in mortgage lending and the only independent mortgage bank in the corridor. As the best first stop in the home buying process, we can also help you find the perfect Realtor for your needs!
 Get started with RMN 
Let us help you find your dream property TODAY!
Source: www.rmniowa.com
Mottinger Real Estate Group
Mottinger Real Estate Group
(319) 624-6027
719 Market Street P.O. Box 367 Solon IA 52333
no name available Mottinger Real Estate Group
Mottinger Real Estate Group
Mottinger Real Estate Group
(319) 624-6027
719 Market Street P.O. Box 367 Solon IA 52333
no name available Mottinger Real Estate Group
Request More Info